Free Credit Check- Analyze your Loan Eligibility
Whenever you get in a bank or any firm you are affirmative that you will access the loan easily if the documentation process goes smooth. But are you aware of the term Cibil score if you are planning to undertake a loan amount. It is a crucial loan eligibility determining entity for the loan seekers and aspirants. Even after undergoing long and tedious paper oriented procedure the efforts for bargaining a loan can prove fruitless due to poor credit score. So it is better to take a regular annual examination of credit check to regulate the grades of cibil scored card.
Here you will come to know how to clutch a free credit check without any hustling membership trials. You will have a frictionless ride without subjecting to a long hassling action such as you have to provide the credit card numbers, and later on you have to undergo a cancellation process. The government permits the citizens to have access a free credit report annually. But did you ponder over the track record of your numerical credit?
Most of the times the individuals are unacquainted about the other platforms other then Internet and reviews from friends and family circle to inquire about their Cibil score. This blog is a not merely an assimilation of raw data concerning to cibil report, but indeed it’s a holistic approach to bringing home happiness.
Follow this algorithm and get a free credit check now-
Initially, you need to log in to the website of Credit Information Bureau of India Ltd. The URL of this website is www.cibil.com. Then you will need to search for a tab –Know Your Score on the website. Switch on the ‘click here’ option to obtain a personalized credit score. Then follow the steps and conventions to know your credit score-
a. The first step is to fill an online form. This form calls for your fundamental information like name, address, identity proof, date of birth, income, and loan history.
b. After the completion of form filling you will have to pay an amount of Rs 470 via credit or debit card or you can also pay by net banking.
c. After the confirmation of the payment, you have to authenticate the process by filling the details.
d. Do not worry for authentication. You have to answer minimum three questions about your credit history. That’s it.
e. After successful authentication, the free credit check report will be sent to you by mail to your mentioned email id.
f. Do not panic if your authentication fails. Even then you can receive your cibil score. But it will take a little of your time. But don’t worry it will be done all you need to do is upload a softcopy of the cibil report application. It can be produced online via cibil transaction ID. Carry a soft copy along with the address proof and upload it on https://www.cibil.com/kyc-document-upload/.
g. After the process of verification, the cibil will send the credit score physically to your address.